Do you remember those long lines at the local kiosks back in the 1970s? Everybody was so eager to get his turn and be able to draw the “lucky” scratch cards from the middle of the package. And, let’s not forget the overall agitation when somebody was taking his time and was unable to decide what scratch card to purchase. The popularity of the scratch cards is perfectly understandable if you think that you could have instantly won substantial prizes with a minimum investment. In addition, some of the more expensive cards – priced at over 20 bucks– provided the chance of winning millions of dollars.…